Nina's happily accepts laybys with the following conditions: 

•DEPOSIT:  In order to secure your layby, Nina's requires a $20 dollar or 20% (whichever is greater) deposit. 

• MAXIMUM TERM: 3 months from purchase date.

• CANCELLING A LAYBY: When a customer cancels a layby purchase, they have the right of a full refund less the cancellation charge. The cancellation charge is the amount of the deposit ($20 dollars or 20% which ever is greater).

• INCOMPLETE LAYBY: Should a customer fail to honour the layby sale, we will contact the customer and advise that unless full payment is received, the layby will be cancelled after 7 days. Should the customer not pay the outstanding monies within the specified seven days the layby will be cancelled, goods will be returned to stock, and any monies due, minus the cancellation charge, refunded to the customer.

• PAYMENT FREQUENCY: Instalments are due fortnightly.

• YOUR ADDRESS: It is the customer’s responsibility to advise the store of any changes of address.